I think forget about Vietnam company paying your salary in your home country - very difficult for them to do. If you are employed in Vietnam, your salary will be paid into a Vietnamese bank account, and upon each net payment to you the company has to confirm to the Bank the amount of income tax the company will be paying to the authorities before the bank accepts the money. When you have received the net salary into your Vietnamese account you are legally free to transfer it out of the country.  Contrary to your expectations, you may find a local bank transfers cheaper to your home country than an international bank - I would check on-line to see (note - check the buying rate, not transfer or selling). In my experience local banks don't have the same annoying charges that 'western' banks do. I don't think having the same group bank (i.e HSBC in both countries) has any advantages. Happy to receive contradictions on any issue from anyone! (it is quite possible for different people to have different experiences even with the same bank!)